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Atlantic Credit & Finance, Inc. — Overview
A- Overall
Atlantic Credit & Finance, Inc. is rated overall in the top 92nd percentile based on 194 customer complaints.


Number of Complaints194 (0 In Progress)
Complaints per $100K of Deposits
Complaints Resolved in a Timely Manner97.2%
Resolutions Disputed by Customer0.0%
Complaints Resolved in Customer's Favor100.0%

Financial Report

FDIC Certificate #
Number of Branches— (— International)
Total Assets
Total Deposits
Total Equity Held
Quarterly Net Income

Contact Information

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Atlantic Credit & Finance, Inc. — Summary

Atlantic Credit & Finance, Inc. is ranked 34th out of 3,688 banks. That puts Atlantic Credit & Finance in the top 92st percentile and gives them an overall grade of "A-". This ranking is based upon customer complaints to the Consumer Finance Protection Bureau (CFPB) and public data about FDIC insured financial institutions. There are 194 complaints against Atlantic Credit & Finance and 1,058,614 complaints total.

Of the 194 complaints again Atlantic Credit & Finance, there have been 24 in the passed 18 months. Of those 24 complaints, 100.0% have been resolved in the customers favor, 0.0% have been disputed by the customer, and 97.2% have been resolved in a timely manner. The CFPB allows 60 days to resolve complaints before considering them "untimely".

The statistics and figures above are averaged and ranked. We then compute teach bank's overall percentile based upon these scores. Learn more details about our ranking methodology.

Break-down by Financial Product

Grades are also broken down by financial products offered by each institution. Atlantic Credit & Finance, Inc. is graded in 1 category of financial products they offer. The top 3 categories are Debt Collection, Credit Card and Credit Reporting.

Atlantic Credit & Finance, Inc. is rated "A-" in Debt Collection.

Click here to see Complete Atlantic Credit & Finance Report Card »

Most Recent Complaints

Below is the list of the top 10 complaint reasons against Atlantic Credit & Finance, Inc.. Click here to see all complaints against Atlantic Credit & Finance.

# Product Sub-Product Issue Count
1 Debt collection Credit card debt Communication tactics 9
2 Debt collection Credit card debt Took or threatened to take negative or legal action 4
3 Debt collection Credit card debt Threatened to contact someone or share information improperly 2
4 Debt collection I do not know Written notification about debt 2
5 Debt collection Other debt Written notification about debt 1
6 Credit reporting Credit reporting Problem with a credit reporting company's investigation into an existing problem 1
7 Debt collection Credit card debt Written notification about debt 1
8 Debt collection Other debt False statements or representation 1
9 Debt collection I do not know Communication tactics 1
10 Debt collection Other debt Attempts to collect debt not owed 1
View all complaints »
Complaints by Product
Complaints Over Time - By Year
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