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Cottonwood Financial Ltd. — Overview
A Overall
Cottonwood Financial Ltd. is rated overall in the top 92st percentile based on 214 customer complaints.


Number of Complaints214 (0 In Progress)
Complaints per $100K of Deposits
Complaints Resolved in a Timely Manner100.0%
Resolutions Disputed by Customer4.4%
Complaints Resolved in Customer's Favor100.0%

Financial Report

FDIC Certificate #
Number of Branches— (— International)
Total Assets
Total Deposits
Total Equity Held
Quarterly Net Income

Contact Information

Not Available

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Cottonwood Financial Ltd. — Summary

Cottonwood Financial Ltd. is ranked 29th out of 3,672 banks. That puts Cottonwood Financial Ltd. in the top 93nd percentile and gives them an overall grade of "A". This ranking is based upon customer complaints to the Consumer Finance Protection Bureau (CFPB) and public data about FDIC insured financial institutions. There are 214 complaints against Cottonwood Financial Ltd. and 979,456 complaints total.

Of the 214 complaints again Cottonwood Financial Ltd., there have been 68 in the passed 18 months. Of those 68 complaints, 100.0% have been resolved in the customers favor, 4.4% have been disputed by the customer, and 100.0% have been resolved in a timely manner. The CFPB allows 60 days to resolve complaints before considering them "untimely".

The statistics and figures above are averaged and ranked. We then compute teach bank's overall percentile based upon these scores. Learn more details about our ranking methodology.

Break-down by Financial Product

Grades are also broken down by financial products offered by each institution. Cottonwood Financial Ltd. is graded in 0 categories of financial products they offer. The top 3 categories are Debt Collection, Payday Loan and Consumer Loan.

Cottonwood Financial Ltd. is rated

Click here to see Complete Cottonwood Financial Ltd. Report Card »

Most Recent Complaints

Below is the list of the top 10 complaint reasons against Cottonwood Financial Ltd.. Click here to see all complaints against Cottonwood Financial Ltd..

# Product Sub-Product Issue Count
1 Debt collection Payday loan Communication tactics 6
2 Debt collection Payday loan debt Communication tactics 5
3 Debt collection Payday loan debt Took or threatened to take negative or legal action 5
4 Payday loan Payment to acct not credited 5
5 Debt collection I do not know Communication tactics 5
6 Debt collection Payday loan Taking/threatening an illegal action 4
7 Consumer Loan Installment loan Problems when you are unable to pay 3
8 Payday loan Charged fees or interest I didn't expect 3
9 Debt collection Payday loan debt Attempts to collect debt not owed 3
10 Debt collection Payday loan debt Threatened to contact someone or share information improperly 2
View all complaints »
Complaints by Product
Complaints Over Time - By Year
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